chaka chaka

when JT told me never to get a credit card, i thought he underestimated my awesome willpower. it was i who underestimated how evil the cards are. and no, i didn’t go on some monaco/dubai shopping spree, they are. just. fucking. evil. so the first time i got into a little hot water was when [...]

i’ve always prided myself on my tidy finances. sure there isn’t any money in the bank, but i’m not stuck in a vicious cycle of revolving credit. 18% APR and compounded interest? banks are evil. but today i’ve changed my mind. i still believe them evil, nasty things, but perhaps they might be a little [...]